Friday, July 30, 2021

પ્રધાનમંત્રી જીવન જ્યોતિ વીમા યોજના સર્ટિફિકેટ ડાઉનલોડ |PMJJBY

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a one year life insurance plan. It can be renewed every year. The benefit of this scheme is available to the nominee only after death. Overall, it is a purely term insurance plan.The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to join / enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable. 

Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason. The premium is Rs. 330 per annum which is to be auto-debited in one installment f rom the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme. The scheme is being offered by Life Insurance Corporation and all other life insurers who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose

Cover up to Rs 2 lakh

Under this scheme, if someone dies after investing, then a cover of up to Rs 2 lakh is available. If there is a death due to corona virus, you can claim Rs 2 lakh. But this is possible only if the policy has been purchased in the year 2020-21, only then the nominee can claim it.

Who can take advantage

The minimum age for taking a term plan under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is 18 years and maximum age is 50 years. Any citizen of the country can take advantage of this scheme.

પ્રધાનમંત્રી જીવન જ્યોતિ વીમા યોજના 

સર્ટિફિકેટ માટેની વેબસાઇટ 

આ યોજનાની સંપૂર્ણ માહિતી 

apply like this

If you also want to take advantage of this scheme, then you have to apply by filling the form in the bank. Apart from this, you can also apply online. Then money will be deducted from your account. The coverage period of PMSBY is from 1st June to 31st May. Account holders are required to give consent for auto debit to join this scheme.

Under this scheme, accident insurance of Rs 2 lakh is available in case of death of the insured due to accident or total disability. In case of permanent partial disability, a cover of Rs 1 lakh is available.

how to claim

claim the sum insured, the nominee or the person concerned has to first approach the bank or insurance company from where the policy was purchased. Here a form will be found, which the nominee will have to fill and submit. It will have to provide all the information like name, address and phone number. After this the insurance company after checking all the documents will put the claim amount in the specified account and thus the claim settlement process will be completed.

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